Privacy Notice:

Adopted February 22, 2001

Facts: What Does LINCONE Federal Credit Union do with your personal information?
Why? Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What?

The types of personal information we collect and share depend on the product or service you have with us. This information can include:

  • Social Security number and account balances
  • Transaction history and payment history
  • Credit history and credit score
  • Employment or income information

When you are no longer our member, we continue to share your information as described in this notice.
How? All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons LINCONE Federal Credit Union chooses to share; and whether you can limit this sharing.
Reasons we can share your personal information Does LINCONE Federal Credit Union share? Can you limit this sharing
For our everyday business purposes — such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus Yes No
For our marketing purposes — to offer our products and services to you Yes No
For joint marketing with other financial companies No No
For our affiliates’ everyday business purposes — information about your transactions and experiences No No
For our affiliates’ everyday business purposes — information about your creditworthiness No No
For our affiliates to market to you Yes No
For non-affiliates to market to you No No
What We Do
How does LINCONE Federal Credit Union protect my personal information? To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings. We have an Information Security Program and a Code of Ethics. All employees are expected to abide by programs and policies established in an effort to protect customer information.
How does LINCONE Federal Credit Union collect my personal information?

We collect your personal information, for example, when you:

  • Open an account or deposit money
  • Pay your bills or apply for a loan
  • Use your debit card

We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.
Why can’t I limit all sharing?

Federal law gives you the right to limit only:

  • Sharing for affiliates’ everyday business purposes-information about your creditworthiness
  • Affiliates from using your information to market to you
  • Sharing for nonaffiliates to market to you

State laws and individual companies may give you additional rights to limit sharing.
Definitions
Affiliates Companies related by common ownership or control. They can be financial and nonfinancial companies.
  • CUNA Mutual
  • Affinion Benefits Group, LLC.
  • Ameritas Investment Corp.
Nonaffiliates

Companies not related by common ownership or control. They can be financial and nonfinancial companies.

None
Joint Marketing

A formal agreement between nonaffiliated financial companies that together market financial products or services to you.

None

Questions, or to obtain a copy of this privacy policy, please contact:
LINCONE Federal Credit Union
402.441.3555 / 888.790.7261

Click here to download a printable version of this privacy policy

Patriot Act

In order to comply with the USA Patriot Act, LINCONE FCU is required to obtain, verify, and record identification from all persons applying for and opening new accounts or services with the credit union. Information that we are required to obtain includes name, mailing and residential addresses, tax identification number, date of birth and a copy of government issued photo ID. Additional data may be gathered depending on the type of account opened. Data on existing members will be gathered as new or additional services are used. Confidentiality of the information gathered by the credit union will be maintained as required under the Privacy Act.

Go to main navigation