New & Used Vehicle Financing
Get the vehicle you want with LincOne's Auto Loans. Enjoy low rates, flexible terms, and personalized options that fit your budget. Start your journey with easy financing - Apply today!
What Would My Loan Payment Be?
2023, 2024 & 2025 Vehicles
Membership minimum balance of $25 required.
| Terms up to | APR | Approximate Monthly Payment Per $1,000.00 |
|---|---|---|
| 36 Month | As low as 4.75%* | $29.96 |
| 48 Month | As low as 4.90%* | $22.85 |
| 60 Month | As low as 5.25%* | $18.97 |
| 72 Month | As low as 6.00%* | $17.01 |
| 84 Month | As low as 6.75%* | $14.98 |
Rates subject to change without notice and with approved credit. Payment Example: On a $20,000.00 new auto loan, 60 month term with 5.25% APR, the monthly payment would be approximately $380.00. *For vehicles with 100,000+ in mileage add 1% | ||
Membership minimum balance of $25 required.
| Terms up to | APR | Approximate Monthly Payment Per $1,000.00 |
|---|---|---|
| 24 Month | As low as 5.25%* | $43.96 |
| 36 Month | As low as 5.50%* | $30.02 |
| 48 Month | As low as 5.75%* | $22.98 |
| 60 Month | As low as 6.00%* | $19.10 |
| 72 Month | As low as 6.75%* | $17.05 |
Rates subject to change without notice and with approved credit. Payment Example: On a $15,000.00 vehicle loan, 60 month term with 6.00% APR, the monthly payment would be approximately $290.00. *For vehicles with 100,000+ in mileage add 1% | ||
Vehicles 5 years old or newer qualify for the Flex Auto financing
Rates quoted for Flex Auto are on 2023 or newer vehicles.Membership minimum balance of $25 required.
| Terms up to | APR | Approximate Monthly Payment Per $1,000.00 |
|---|---|---|
| 36 Month | As low as 4.75%* | $29.85 |
| 48 Month | As low as 4.90%* | $22.95 |
| 60 Month | As low as 5.25%* | $18.97 |
| 72 Month | As low as 6.00%* | $16.44 |
| 84 Month | As low as 6.75%* | $14.96 |
Rates subject to change without notice and with approved credit. Payment Example: On a $20,000.00 new auto loan, 60 month term with 5.25% APR, the monthly payment would be approximately $380.00. *For vehicles with 100,000+ in mileage add 1% | ||
What is the difference between a traditional Auto Loan and a Flex Auto Loan?
LincOne's New & Used Auto Loans
- Fixed monthly payments.
- Steadily pay off the vehicle over time.
- Once paid in full, the car is yours with no additional payments.
- Competitive low rates.
- Use our auto payment calculator here
LincOne's Flex Auto Loan
- An average of 30-40% lower monthly payments.
- You own the vehicle (titled in your name) during the loan term.
- Flexible loan terms give you the ability to trade sooner.
- No Future Value Risk.
- Guaranteed Future Value and Buyer at loan maturity.
- During the term you can:
- Sell, trade-in, or refinance with no prepayment penalties.
- End of term options:
- Sell, trade-in, refinance, or payoff. Or simply walk away if the vehicle is worth less than our Guaranteed Future Value.
- Use our calculator here to estimate costs
Click here to see your vehicle protection options
Our goal is to make your vehicle purchase easy and enjoyable, yes believe it or not, that is possible. Apply online or contact a Relationship Advisor today @ 402.441.3555 / 888.790.7261.
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