Loan Rates
2022, 2023, 2024 & 2025 Vehicles
Membership minimum balance of $25 required.
| Terms up to | APR | Approximate Monthly Payment Per $1,000.00 |
|---|---|---|
| 36 Month | As low as 5.00%* | $29.86 |
| 48 Month | As low as 5.10%* | $22.75 |
| 60 Month | As low as 5.50%* | $18.94 |
| 72 Month | As low as 6.25%* | $17.03 |
| 84 Month | As low as 7.00%* | $14.98 |
Rates subject to change without notice and with approved credit. Payment Example: On a $20,000.00 new auto loan, 60 month term with 6.00% APR, the monthly payment would be approximately $387.00. *For vehicles with 100,000+ in mileage add 1% | ||
Membership minimum balance of $25 required.
| Terms up to | APR | Approximate Monthly Payment Per $1,000.00 |
|---|---|---|
| 24 Month | As low as 5.25%* | $43.96 |
| 36 Month | As low as 5.50%* | $30.02 |
| 48 Month | As low as 5.75%* | $22.98 |
| 60 Month | As low as 6.00%* | $19.10 |
| 72 Month | As low as 6.75%* | $17.05 |
Rates subject to change without notice and with approved credit. Payment Example: On a $15,000.00 vehicle loan, 60 month term with 6.50% APR, the monthly payment would be approximately $293.00. *For vehicles with 100,000+ in mileage add 1% | ||
Vehicles 5 years old or newer qualify for the LINCAP Hybrid financing
Membership minimum balance of $25 required.
| Terms up to | APR | Approximate Monthly Payment Per $1,000.00 |
|---|---|---|
| 36 Month | As low as 5.00%* | $29.85 |
| 48 Month | As low as 5.10%* | $22.95 |
| 60 Month | As low as 5.50%* | $18.97 |
| 72 Month | As low as 6.00%* | $16.44 |
| 84 Month | As low as 7.00%* | $14.96 |
Rates subject to change without notice and with approved credit. Payment Example: On a $20,000.00 new auto loan, 60 month term with 5.50% APR, the monthly payment would be approximately $382.00. *For vehicles with 100,000+ in mileage add 1% | ||
Membership minimum balance of $25 required.
| Terms up to | APR | Approximate Monthly Payment Per $1,000.00 |
|---|---|---|
| 24 Month | As low as 6.75%* | $44.31 |
| 36 Month | As low as 7.00%* | $30.53 |
| 48 Month | As low as 7.25%* | $23.70 |
| 60 Month | As low as 7.50%* | $19.67 |
| 72 Month | As low as 8.25%* | $17.28 |
Rates subject to change without notice and with approved credit. Payment Example: On a $15,000.00 vehicle loan, 60 month term with 7.00% APR, the monthly payment would be approximately $297.00. *For vehicles with 100,000+ in mileage add 1% | ||
| Terms up to | APR | Approximate Monthly Payment Per $1,000.00 |
|---|---|---|
| 36 Month | As low as 6.00% | $30.07 |
| 60 Month | As low as 6.50% | $19.20 |
| 84 Month | As low as 7.75% | $15.08 |
| 96 Month | As low as 8.75% | $14.12 |
| 120 Month | As low as 9.75% | $12.38 |
| 144 Month | As low as 9.75% | $11.08 |
Rates subject to change without notice and with approved credit. Payment Example: On a $20,000.00 camper, 84 month term with 7.25% APR, the monthly payment would be approximately $304.00. | ||
| Terms up to | APR | Approximate Monthly Payment Per $1,000.00 |
|---|---|---|
| 36 Month | As low as 6.75% | $30.41 |
| 60 Month | As low as 7.50% | $19.67 |
| 84 Month | As low as 8.75% | $15.57 |
| 96 Month | As low as 9.75% | $14.64 |
| 120 Month | As low as 10.25% | $12.93 |
| 144 Month | As low as 10.25% | $11.65 |
Rates subject to change without notice and with approved credit. Payment Example: On a $20,000.00 camper, 84 month term with 8.25% APR, the monthly payment would be approximately $314.00 | ||
| Cards | APR |
|---|---|
| LINCONE VISA Card | As low as 10.00% APR |
Contact the credit union to apply or apply online. Call 402.441.3555 / 888.790.7261 | |
Membership minimum balance of $25 required.
| Terms up to | APR | Approximate Monthly Payment Per $1,000.00 |
|---|---|---|
| 24 Month | As low as 12.00%* | $46.96 |
| 36 Month | As low as 12.50%* | $33.33 |
| 48 Month | As low as 13.00%* | $26.70 |
| 60 Month | As low as 13.50%* | $22.87 |
Loan Notes: Payment Example: On a $15,000.00 personal loan, 60 month term with 13.20% APR, the monthly payment would be approximately $343.00. **Overdraft Protection: 13.50% APR **Line of Credit: 13.50% APR Share Secured: As low as 3.00% APR (Fixed Rate) Certificate Secured: 3.00% APR Plus Highest Certificate Rate All variable loan rates subject to change without notice and with approved credit. . | ||
| Loan to Value | Fixed Rate |
|---|---|
| 80% | As low as 6.50% APR |
| Annual Percentage Rate is accurate as of effective date listed. Real estate closing costs/fees vary based on loan amount, location and type of loan. Taxes and insurance premiums not included in payment. All loans subject to approval & rates subject to change without notice. | |
| Loan to Value | Variable Rate* | Based off Prime Rate |
|---|---|---|
| 80% | 8.00% APR | (Prime Rate) |
| 100% | 9.00% APR | (Prime + 1.00%) |
*VARIABLE RATE INFORMATION: The Annual Percentage Rate (APR) is accurate as of effective date listed and may vary quarterly. The APR is based on the Wall Street Journal Prime Rate. The maximum APR that may apply is 18%. Closing costs may vary between $200-$600. Other restrictions may apply. All loans subject to approval. Please call LINCONE for payment information and examples: 402.441.3555 | ||
Deposit Rates
| 3 Months | 1.25% |
| 6 Months | 4.32%*** |
| 12 Months | 1.76% |
| 18 Months | 3.04% |
| 24 Months | 2.53% |
| 36 Months | 2.53% |
| Balance Limits* | APY |
|---|---|
| $0.00 - $ 2,499.99 (aver. daily balance) | 0.25% |
| 2,500.00 - $ 4,999.99 (aver. daily balance) | 1.00% |
| $5,000.00 - $ 24,999.99 (aver. daily balance) | 3.03% |
| $25,000.00 - $ 49,999.99 (aver. daily balance) | 3.03% |
| $50,000.00 - $ 99,999.99 (aver. daily balance) | 4.06% |
| $100,000.00 & greater (aver. daily balance) | 4.32% |