Click Here for Information Concerning LINCONE & COVID-19
 
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Please use this page to get up-to-date information about how we're adjusting our operations to fulfill your financial needs and ensure your safety and well-being.

Previous Updates:

Lobby Closing 3/21 (2020/03/18)


Communication from our Leadership (2020/03/16)
Current News & Announcements
As of Tuesday, March 24th

YOUR MONEY IS SAFE AT LINCONE FEDERAL CREDIT UNION

Your money is much safer in an insured credit union account than stashed away somewhere as cash due to coronavirus (COVID-19) fears.

You may question if your funds are safe at LincOne given the considerable unrest caused by the coronavirus. It is safe at your credit union and leaving it there avoids the extreme risks associated with holding large amounts of cash.
  • Your funds are insured up to maximum of $250,000 by the National Credit Union Share Insurance Fund (NCUSIF) which is backed by the full faith and credit of the U. S. government. No member has ever lost a penny of funds covered by this program. For more information, visit https://www.mycreditunion.gov/share-insurance.
  • National Credit Union Administration (NCUA) considers all credit unions with a capital ratio of 7% to be well capitalized; providing adequate reserves to meet emergencies. LincOne’s capital ratio varies slightly from month to month, hovering around 10%.
  • LincOne and the overall financial system continues to operate with some slight adjustments designed to limit social interaction and the transference of the virus, such as temporary lobby closings.
  • Holding large amounts of cash is risky. If lost or stolen, it can’t be replaced. Payment cards can be replaced so it’s safer to leave your cash in the credit union until it is needed.
  • You can carry on with your normal personal financial habits by:
    • Using the drive-thru lanes at all branches that remain open from 7:30am to 5:30pm Monday through Friday and 8:30am to 12noon on Saturdays.
    • Using free remote services such as ebranch, mobile app, Teledata 24, and billpay to access funds and account information.
    • Using your LincOne debit and credit cards to make purchases and withdraw cash from https://www.moneypass.com/atm-locator.html. For additional ATMs and Shared Branching Service Centers visit https://co-opcreditunions.org/locator/.
    • Calling our office where staff remains available to provide service as usual from 8:30am to 5:00pm, Monday through Friday.
  • LincOne stands ready to assist members as their needs arise. We are just a click or a phone call away.
LincOne has been around since 1954, surviving many severe challenges. Nothing has changed. We are here to serve you today and will be here to serve you tomorrow. That’s our commitment!

Thank you for putting your trust in LincOne.

Jerry E Barnett
President/CEO




Wednesday, March 18th



Dear Member, We have been closely monitoring developments associated with the outbreak of COVID-19. For this reason, our lobbies will be closed as of Saturday, March 21st, and our drive-thrus will remain open.

We encourage you to access your account using our online and mobile access, drive-thrus and ATM network for your financial transactions. Also, during business hours, the LINCONE team will be ready to answer your phone calls, and if necessary, schedule in-person appointments. Please note: Shared Branching participants may also utilize the drive thru.

To schedule your in-person appointment, please contact us at 402.441.3555 (toll free 888.790.7261) or email us at info@linconefcu.org.

For loan assistance, please apply online or send an email to reach a loan officer at info@linconefcu.org.

Please continue to watch for updates on our web site and social media channels.